Bailiffs took money from you for someone else's debt


Bailiffs may only take control of goods belonging to the debtor.[1]

If bailiffs took money from you for a debt, you do not owe under the pain of taking your goods or vehicle,[2] you may recover it together with your costs.[3][4]

When bailiffs interfere with goods not belonging to the debtor, he attracts a liability to the owner or bailee.[5]

It doesn't matter if the bailiff says you paid 'voluntarily', the court recognises nobody pays other peoples debts unless forced.

Send the bailiff company and the bailiff a letter of claim, it must set out the following:[6]

A summary of the facts

The basis of the claim

The sum claimed

A deadline to respond

Your bank details to enable early settlement


You should enclose evidence of the flow of money, such as a bailiffs receipt, or screenshot from online banking to prove the money taken.


Template Letter.[6]

Send the letter to the bailiff company addressed to their legal department and get a certificate of posting from the post office.

Give a copy of the letter to the bailiff company by email and make a screenshot of the sent email capturing the time you gave it.

Send a copy of the letter by text message to the bailiff to his mobile and make a screenshot of the sent text message to record the time you gave it.

If they do not return the money in 14 days,[7] file the claim at court[8] using a form N1.[9]

Keep all screenshots for your file.



[1] Paragraph 10 of Schedule 12 of the Tribunals Courts and Enforcement Act 2007
[2] Section 2 of the Fraud Act 2006
[3] Civil Procedure Rule 44.2
[4] Civil Procedure Rule 46.5
[5] Section 3 of the Torts (Interference with Goods) Act 1977
[6] Rule 6 of the Practice Direction – Pre-Action Conduct And Protocols
[7] Rule 6(b) of the Practice Direction – Pre-Action Conduct And Protocols
[8] Civil Procedure Rule 27
[9] Form N1 Download